“Democracy is the worst form of government, except for all the others.” Winston Churchill, House of Commons 1947 I awake this morning with a powerful feeling of euphoria. The sun is shining, the birds are singing, the managing director is… read more →
As accommodation industry professionals we are all in the people business. Our clients are people, our owners, tenants, landlords and committee members are people and our guests are, for the most part, people. Yes, the pet friendly resort is on… read more →
Before you read any further it’s important that you take the time to dial up Bobby McFerrin on You Tube and get into the reggae groove. The following will simply not work otherwise! Here’s a little song I wrote You… read more →
I trust this letter finds you well. Please forgive me for not writing earlier but I have been meeting clients all weekend and every evening. Thanks so much for your recent correspondence albeit at 950 + pages I must confess… read more →
We have talked in the past about our view that we are moving into a tighter credit environment in which bank lending guidelines will become stricter. We also talked about challenges existing borrowers are having with annual business loan reviews… read more →
