I read with some amusement that our friends in government have realised that all the disclosure and “lets treat people like idiots” regulations that we now “enjoy” may in fact be very confusing to the average borrower. Lenders are now… read more →
The term Chinese wall, as it is used in the business world, describes a virtual barrier intended to block the exchange of information between departments or businesses if it might result in business activities that are ethically or legally questionable.… read more →
The Benefits of Risk Management and Planning Edward Murphy was a major in the US air force in the 1940s. His particular gig was developmental engineering testing experimental designs. As you can imagine the outcome of many of these experiments… read more →
The expression “too many cooks spoil the broth” was considered a proverb as early as 1575. The saying alludes to a situation where too many people involved in managing an activity can result in disaster. For example, an orchestra with… read more →
Before we begin. If you are an eternal optimist who never lets facts and history get in the way of your positive attitude perhaps return to Chrystal Karma Weekly and give this little story a miss. And now, let’s begin.… read more →
As I contemplate an attempt to make some sense in this article there’s an old English expression that springs to mind. “May you live in interesting times” is claimed to be a translation of a traditional Chinese curse. While seemingly… read more →
Before I begin, a caveat. If you recognise yourself somewhere in this article, please don’t take offence. Any resemblance to real people or events is purely coincidental. Also, guilty as charged, I have been known to pursue impulses and waste… read more →
Tired of Making Money for Someone Else? We first published this article in 2016. We called it “Taking the Next Step, Are you Ready ?” At the time we thought interest rates were low and demand for a lifestyle change… read more →
Reader warning. In order for this to make sense best to read the previous bulletin if you haven’t already done so. Then again, if you are used to my stream of consciousness rants press on regardless! We left things last… read more →
It will come as no surprise to regular readers that, as always, I’m running late on my deadline. This time of year is doubly challenging as the pending holiday break brings forward the next deadline and thus, two articles fall… read more →
